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Tip Calculator

Work out the tip on any bill and split the total evenly between people — with rounding options for cash payments.

USD
%
people

Set to 1 if you are paying the whole bill

Tip at 15%
$9.00
Total bill
$69.00
Each person pays
$34.50

Tipping and splitting a bill

A tip is a percentage of the bill, so the arithmetic never changes: tip = bill × (percentage ÷ 100), and the total is the bill plus that tip. What varies is the percentage people use and how the total gets divided. This calculator handles both at once — enter the bill, pick a tip rate from the chips or type your own, and say how many people are splitting it.

Splitting evenly, and rounding for cash

Dividing the total by the number of people gives an exact share that rarely lands on a round figure. The round-up option pushes each share to the next whole unit of currency, which makes cash payments painless — nobody is counting out small change — and quietly increases the tip. The calculator reports how much extra that adds and what the tip percentage has effectively become, so you can decide whether it is still reasonable.

Customs differ by country

Tipping norms are cultural, not mathematical. In some countries a service charge is already printed on the bill and an additional tip is optional; in others staff are paid a lower base wage on the assumption that tips will make up the difference; in others again, tipping is simply not part of the culture. Before travelling, it is worth checking what is normal where you are going — and checking the bill for an existing service charge so you don't pay twice.

Frequently asked questions

+How do I work out a tip in my head?

Take 10% by moving the decimal point one place to the left, then build from there: half of that 10% is 5%, so 15% is 10% + 5%, and 20% is simply double the 10%. On a 60 bill that gives 6, 9, and 12 respectively.

+Should the tip be calculated before or after tax?

Both are common. Tipping on the pre-tax subtotal is the stricter reading, since tax isn't part of the service; tipping on the total is simpler and slightly more generous. The difference is usually small — on a 60 bill with 10% tax, a 20% tip changes by about 1.20. Enter whichever figure you prefer as the bill amount.

+How much is customary to tip?

It varies enormously by country. In the United States and Canada, 15–20% in restaurants is the norm and servers depend on it. Across much of Europe, service is often included and people round up or leave 5–10%. In Japan, China, and South Korea, tipping is generally not expected and can even be declined. Check local practice rather than exporting your home habits.

+What does the round-up option do?

It rounds each person's share up to the next whole unit of currency, so everyone hands over a tidy note or coin. The extra goes to the tip — the calculator shows exactly how much was added and what percentage the tip has become.

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